Top 12 Ponzi Schemes And Their Risk Rating In January 2017

Welcome to this thread. I just wanna share the currently working schemes in Nigeria which you can chose to participate in AFTER UNDERSTANDING IT PROPERLY!

Some of them have actually quited down but others are still buzzing. However, they are all still paying and you can invest in any of them.

Let’s first define Ponzi.
According to Wikipedia , A Ponzi scheme is a fraudulent investment operation where the operator, an individual or organization, pays returns to its investors from new capital paid to the operators by new investors, rather than from profit earned through legitimate sources. Operators of Ponzi schemes usually entice new investors by offering higher returns than other investments, in the form of short-term returns that are either abnormally high or unusually consistent.

1. Ultimate Cycler

Risk = High
Ultimate Cycler is a money making platform and its based on peer per peer network and it’s simple to earn from, to start earning from ultimate cycler you’ll be required to make an initial donation of 12,500 Naira after that the system Admin will link you to 4 other people that will pay you 50,000 Naira, to fast track the process you can also invited people who will register under you. This will complete your level 1, now it’s time for another level, as the level increases more money will be made.

Learn more = Ultimate Cycler Dead Finally? What Happened To Our Uc?
2. Givers forum (

Givers Forum is a platform for help and be helped, give and it shall be given unto you in huge measures. Honesty is the order of the day on Givers forum, visit the site for more details.

More = Givers Forum With 40% Monthly Increase Is Better Than Mmm!

3. Zar fund (
Risk = Low – Very Low

Zar fund is like ultimate cycler, is owned by a South African, it’s one of the most popular ponzi currently in SA and Nigeria, it makes use of Bitcoins as a mode of calculating earn like MMM uses Macros.

4. Icharity (
Risk = Low
This is like a social platform where individuals donate money and have money donated to them in return, it’s a peer-to-peer donation platform where members help other members in a systematic way and get multiple helps in return.

5. Crow Rising (
Risk = Low
This platform can be used by Fundraiser like Schools, Charities, NGO etc to raise funds, it’s operated by individuals based on willingness to help.
More = Crowdrising Nigeria – Better Than Mmm And Zarfund

6. GetHelpWorldwide
Risk = Little! ;)
This functions like MMM but the only difference is that it makes use of Bitcoins as well, when you provide help in Local currency you’ll get 30% interest at the month end but if in Bitcoins it’ll reward you with a whole 50% interest on investment at the month end.

7. E cooperative (
Risk = Medium
E-cooperative come with 2 features, The first feature is the multilevel part of ecooperative while the second feature is the business part.

Services if ecooperative are – Fundraising through cooperative, Online and offline business development, Internet marketing and training, Online Advertising, Agro-economic ventures, Financial Empowerment services, Hire purchase service, Micro-credit, eCommerce/Online Shopping and Skill Acquisition training etc.
More = Ecooperative Online Business

8. NNN Nigeria (

Like MMM, NNN promises interest of 35% on investment at the end of every month.
They are relatively new and doing well!

More = Nnn-office | Nnn Nigeria Tutorials – All You Need To Know

9. Pay cycler (
Risk = Medium
Pay cycler is like ultimate cycler but this one doesn’t make you to stress to earn just register, provide help, and receive help from other 4 people who the system will link to pay you.

More = Pay Cycler… No Referral Job Need

10. Twinkas (
Risk = Medium
Twinkas is simply a 2×2 money earning matrix system, you join with 5,000 and get 10,000, 10,000 and get 20,000 etc

More = Make 200% On Twinkas Within 7 Days

11. Greenspeer (
Risk = Low
This is like Ultimate cycler but this platform doesn’t require you to refer before earning, when you register and make donation of 5,000 Naira the system will automatically link you to people who will pay you, this platform comes with level, the higher the level the more the earning.
More = By Christabel Is New – Check It Out!

12. Donation Core (
Risk = Low
Donation Core is an online donation exchange and social network, a global platform to connect users with access to internet and a minimum of $10 or more qualify to earn an incentive of (15%, 35% – 75%) percentage from 48hrs to 30days based on supply and demand state. The system is designed based on latest technology with peer to peer concept and cryptocurrency.

Note** We can not guarantee the successfel-ness of any of the above scheme, but we can be of help incase you have any questions or contributions to make drop them below;

That’s quite a lot of ponzi schemes :p
Which do you belong to? :rolleyes:

Which are you aiming to belong to?


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